Empower Federal Credit Union | Central NY Checking Account | Loan

The super easy way for you and your friend to both earn $75

Save 0.25% on Mortgage Interest Rate? Yes!

Looking for an ATM?
Find one in seconds with our easy-to-use ATM and branch locator tool

Limited Time Offer!
Lock in premium rates on 3- and 9-month terms.

*Annual Percentage Yield

Making Seasons Brighter

For a limited time, enjoy a holiday loan at 7.49% APR for 12 months

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Get more out of your money, and every life moment.

Featured Products

Empowering you to make the best financial decisions.

Explore valuable tools and education to support your unique financial journey.

Financial Calculators

Run the numbers to figure out payments

Security & Fraud Center

Protect your personal info & prevent fraud

Security & Fraud

Online Resources

Information you need to make the right financial moves

Get answers to frequently asked questions

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We make it Personal.

Helping you achieve your financial goals through competitive pricing, personal attention and top notch service.

As a member, you matter

Every member has a unique story

Proud to be a CDFI

Helping meet the needs of the underserved

Dollars make a difference

Making a difference in areas we serve

Community Support

We're not for profit

Our proceeds go back to our members

Membership & Benefits

What's New

2024 Winter Spotlight

2024 Community Impact Spotlight

Making change and creating a lasting impact in our community and beyond.

2024 Annual Report

The 2024 Annual Report is Here!