Disclosures
Find all of the information you need when it comes to Empower Federal Credit Union's
privacy policy and other disclosures that apply to our valuable products and services:
Accounts/Online
Abusive Member Policy
ADA Compliance Policy
Consumer Membership & Account Agreement
Debit Card Courtesy Pay Opt-In
Denial of Services
ePhone User Guide
Mobile Deposit Capture Disclosure and Agreement
Online Banking Agreement and Disclosure
Online Bill Pay Disclosure and Authorization
Proprietary Statement
Reconciliation - Billing Rights Summary
Title IV- Equal Opportunity for All
Truth in Savings (Membership Share Savings)
USA PATRIOT Act
Online Privacy Policy
Your Insured Funds
Electronic Consent Agreement
Zelle Network Standard Terms
Business Accounts
Business Membership & Account Agreement
Business Credit Card Agreement – Minimum Payment
Business Credit Card Agreement – Full Payment
Fee Schedules
Business Fee Schedule
Member Fee Schedule
Mastercard
Credit Card Account Agreement
Lost Stolen Cards
Mastercard Platinum Card Cardholder Benefits
Mastercard Platinum Credit Card ScoreCard Rewards Disclosure
Mastercard World Card Cardholder Benefits
Mastercard World Credit Card ScoreCard Rewards Disclosure
Mastercard World Card Trip Cancellation
Debit Mastercard Enhanced Benefits
Mastercard Cardholder Prepaid Card Benefits (HSA Debit Card)
Mastercard Business Card
Mastercard Business Credit Card ScoreCard Rewards Disclosure
Mastercard Business Debit Card
Loans
Consumer Open End Loan Agreement
Home Equity Line of Credit Disclosure