Business Lines of Credit
Put your business in position to react quickly whenever the need arises.
As a business owner or executive, there's simply no time to apply for a new loan every time repairs are required, revenues lag, a purchase is necessary or a supplier offers inventory bargains. An affordable line of credit allows you to borrow as needed to face challenges, seize opportunities and keep your business moving forward.
- Tap into a business loan fund at any time for any reason
- Ideal way to cover off-season revenue shortfalls or in-season temporary staffing needs
- Quick access to funds with checks, through Online or Mobile Banking, or at Empower FCU branches assists your cash flow
- Competitive interest rate floats with the Prime Rate
- Interest-only payments available
- As you pay down the loan principal, those funds can be used again for other purpose
- Simple application process, local decision-making, and friendly, professional service
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
Empowering you to make the best financial decisions.
Explore valuable tools and education to support your unique financial journey.
![](/getmedia/13bb5487-5c6d-4a11-bab8-05e45c8bba6e/Business-Term-Loans.png?width=666&resizemode=force)
Flexible business financing
Our professionals will work diligently to deliver financing that works for you.
All loans subject to approval. Rates, terms, and conditions subject to change.