Checking
It's not your parents' checking account. For one thing, no fees.
Checking accounts sure have changed. Sure, paper checks are still part of the package. But at Empower FCU, you can also manage your money 24/7 with online tools, a mobile app, and other 21st-century services. In fact, there's only one thing missing – monthly fees.
- No minimum balance requirements
- No monthly fees, check-clearing charges or teller transaction fees
- Round-the-clock Online Banking and electronic Bill Pay
- Free Mobile Banking and Mobile Check Deposit
- Unlimited surcharge-free ATM transactions at any Empower ATM with your free Debit Mastercard
- Send and receive money to family, friends, and people your trust fast and securely with Zelle - right from the Empower FCU app
- One complimentary box of Empower style checks when you use Direct Deposit or Payroll Deduction
- Overdraft Protection available and Courtesy Pay may be applied at our discretion
- Learn valuable checking account management tips from Balance to avoid overdraft charges
- Reorder checks online
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
Empowering you to make the best financial decisions.
Explore valuable tools and education to support your unique financial journey.
Empower does not own Allpoint ATMs. For surcharge-free transactions, you must use your Empower Debit Card at Allpoint ATMs.