Membership

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Banking built differently. Built for you.

Join a credit union built around your goals. With great rates, personalized guidance, and real member benefits.


At Empower FCU, you’re not a customer. You’re a member and an owner. That means your financial institution works for you, not shareholders. 

We’re here to help you save more, borrow smarter, and reach your goals with confidence.

The Next Step

Who Can Join 

Becoming a member is simple. You’re eligible if you: 

  • Live, work, worship, or attend school in our service area 
  • Have a family member who is already a member 
  • Meet select employer or community partner affiliations 

How to Join 

Joining Empower FCU takes just a few minutes: 

  1. Complete your application online or at a branch 
  2. Open a share savings account with a $1 minimum deposit 
  3. Start enjoying the perks of membership 
What You Get with Membership

We’re here to help set you up for success, no matter what your needs, wants, or dreams. (Saving a little more each month, buying your first home, or sending your kid to college).  

  • Competitive rates on loans and savings 
  • Digital banking and mobile app access 
  • Local, personalized service 
  • Financial education and resources 

Member Perks 

Like going places? You’re in luck. We like giving you access to exclusive experiences.  

  • Buffalo Bisons Ticket Discounts 
    • Empower FCU members receive discounted Buffalo Bisons tickets. Enjoy a day at the ballpark for just $15.53 per ticket (including fees). Get your tickets
  • Empower FCU Amphitheater 
    • You’re in the front row for special promotions, discounts, ticket giveaways, and more.  
Beyond All This, Why Choose Empower FCU?

Who we are, in a few words: 

  • Community-focused and member-owned 
  • Trusted local expertise 
  • Convenient branches and ATM access 
  • Digital tools that make banking easy 

It’s our mission to help you thrive. Financially and personally, because we know the two are inseparable. We want you to get the most out of your banking, so you can live life on your terms.  

Each applicant must have their own Primary* Membership Share Savings with a $1 minimum deposit. You may opt to add one owner to the account at time of application or add more joint owners at a branch at a later date.

Example: John and Jane want to open a joint account. Each must establish their own primary membership share savings account. Once primary membership is established, a joint owner may be added at time of application.

*Primary = Name listed first on account and must meet eligibility requirements.
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