Home & Renters Insurance

When it comes to protection, the right insurance is as important as the lock on your front door.
Your home is probably your most valuable asset. It makes good sense to obtain insurance coverage that offers sufficient financial compensation in the event of weather damage, fire, theft or an accidental injury on your property. Not a homeowner? We offer policies that provide renters with peace of mind and cover the loss of clothes, furniture, electronics and other valuables.
Homeowners Insurance
  • Empower Insurance Services LLC works with numerous top-rated insurance carriers to get protection that meets your needs. 
  • Our experienced agents will search for the best rates available.
  • Our highly dedicated staff is committed to providing excellent customer service.
  • There are many discounts that can lower your home insurance premium.
Potential discounts with the following:

  • Membership in Empower FCU
  • Multiple policies through the same company 
  • Fire and burglar alarms
  • Fire extinguishers
  • Smoke detectors
  • Deadbolt locks
  • Home-sprinkler systems
Renters Insurance
Your policy can cover:

  • Loss or damage to your personal belongings
  • Personal liability in the event of injury to others or damage to another’s property
  • Additional living expenses if your apartment or rented home is damaged
  • Medical expenses paid to others who sustain injuries in your apartment or rented home
Potential discounts with the following:

  • Membership in Empower FCU
  • Multi-Policy discount when you combine your Auto and Renters insurances with the same company
  • Fire and burglar alarms
  • Fire extinguishers
  • Smoke detectors
  • Deadbolt locks
  • Home-sprinkler systems
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
Financial Counseling
Free one-to-one sessions that can get your finances moving in the right direction.
Empower Insurance Services LLC (formerly known as Empower Associated Services Inc.) is affiliated with Empower Federal Credit Union (EFCU). The purchase of insurance from Empower Insurance Services LLC is not required to obtain credit or other services from Empower FCU. Insurance products are not credit union deposits and are not NCUA insured, nor are they obligations of or guaranteed by Empower FCU. Not all insurance products are available in all states. Call for availability in your state.