Lines of Credit
Get quick access to cash anytime that your life calls for it.
A Line of Credit is there for you when bills pile up. It's there when you want to make a major purchase, visit a far-off place or tackle a remodeling project. And it's there when you need money for college, a wedding or just treating your family to something nice. With just one easy application, you can get access to a flexible loan fund that can be used over and over for pretty much any purpose.
- Make payments on the Line of Credit every month, just as you would a credit card
- Competitive rates that are generally lower than credit card rates
- As you make payments, those funds can be reused for other purposes
- Access funds with checks, through Online or Mobile Banking or at Empower FCU branches
- Upon approval, your Line of Credit may be available within 24 hours
- Use Line of Credit as Overdraft Protection for your Empower checking account
- Add low-cost disability and credit life insurance to cover your payments
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