Skip to Main Content Navigate to Sitemap Skip To Online Banking

Please be advised that we will be closing two of the drive-through lanes at our Liverpool Branch for maintenance on Monday, May 6^th. The other two lanes will remain open, or you are welcome to visit our lobby to lessen your wait time. We apologize for any inconvenience!

Ensuring your personal and account information's safety is our top priority at Empower FCU. If someone requests sensitive details or your one-time passcode, verify you're speaking with us by hanging up and calling us directly at 800.462.5000. Your security matters, and we're here to help safeguard your financial well-being.

As of 04/30/24 our Endwell location will be closed. Please visit our Johnson City branch located at 760 Harry L Drive Johnson City, NY for all your banking needs.

Careers
Rates
Locations
About Us
Contact

Search

Site Search for Header Enter site search terms

Checking
Savings
Share Certificates
Individual Retirement Accounts (IRA)
Health Savings Account (HSA)
Trust Accounts
Empower Debit Card

Mortgage Loans
Home Equity Loans
Vehicle Loans
Personal Loans
Student Loans
Lines of Credit
Empower Credit Card

Online Banking
Mobile Banking
Send and Receive Money with Zelle®
Digital Wallet
External Transfers
Direct Deposit
ePhone Banking
Claims

Wealth Management
Empower Insurance Services LLC
Tax Services
Medicare
Trust and Wills
Term Life Insurance

Membership and Benefits
Community Support
Financial Calculators
Youth Financial Education
Empower Federal Credit Union Amphitheater
Security & Fraud Center
Empower FCU Blog
Online Resources

Business Checking
Business Membership Share Savings
Business Money Market
Business Share Certificate
Business Health Savings Account
Business Mastercard Credit Card
Open a Business Membership

Business Auto Loans
Commercial Mortgages
Construction Loans
Business Lines of Credit
SBA Guaranteed Loans
Business Term Loans
Business Mastercard Credit Card
Meet Our Business Lending Team

Business Online Banking
Payment Solutions
Merchant Deposit Capture
ePhone Business
Money Transfers

Become a Member Company
Member Companies

Our Story
Community Support
News
Careers
Events
Locations & ATMs

Open an Account

Log in to Empower

Forgot Username Forgot Password New User Registration Enhancement Guide

Site Menu

Open an Account

Personal

Bank

Checking Savings Share Certificates Individual Retirement Accounts (IRA) Health Savings Account (HSA) Trust Accounts Empower Debit Card

Borrow

Mortgage Loans Home Equity Loans Vehicle Loans Personal Loans Student Loans Lines of Credit Empower Credit Card

Manage

Online Banking Mobile Banking Send and Receive Money with Zelle® Digital Wallet External Transfers Direct Deposit ePhone Banking Claims

Services

Wealth Management Empower Insurance Services LLC Tax Services Medicare Trust and Wills Term Life Insurance

Learn

Membership and Benefits Community Support Financial Calculators Youth Financial Education Empower Federal Credit Union Amphitheater Security & Fraud Center Empower FCU Blog Online Resources

Business

Bank

Business Checking Business Membership Share Savings Business Money Market Business Share Certificate Business Health Savings Account Business Mastercard Credit Card Open a Business Membership

Borrow

Business Auto Loans Commercial Mortgages Construction Loans Business Lines of Credit SBA Guaranteed Loans Business Term Loans Business Mastercard Credit Card Meet Our Business Lending Team

Manage

Business Online Banking Payment Solutions Merchant Deposit Capture ePhone Business Money Transfers

Membership

Become a Member Company Member Companies

Learn

Our Story Community Support News Careers Events Locations & ATMs

Careers
Rates
Locations
About Us
Contact

Site Search for Header Enter site search terms

About Us
Community Support

High School Financial Planning

Learn More

High School Financial Planning
College & Financial Aid
In-School Banking Program
Community Development (CDFI)

Our goal is to teach teens how to make smart moves with their money.

Routing Number: 221380127

Connect

Connect with us on Facebook Connect with us on Twitter Connect with us on Instagram Connect with us on YouTube Connect with us on LinkedIn

Download Our Mobile Apps

Call

315.477.2200 | 800.462.5000

Send a Message

Contact Us

Join

Apply for a Loan

Open an Account

Become a Member

Popular

Member Center

Our Story

Community Support

Membership & Benefits

News

Careers

Locations & ATMs

This credit union is federally insured by the National Credit Union Administration. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

NMLS #412348

Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loan, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200.
* Home mortgages available in FL, PA, CT, NY, SC, NC, and TN.

Best Companies to work for New York 2024

Empower Federal Credit Union Rated 5-Stars By Bauer. Awarded March 2023. www.bauerfinancial.com

Website Accessibility

Disclosures

Browser Requirements

Sitemap

Website/Online Privacy Statement

Open An Account in 3 Steps

Please review the list of required documents before you get started.

Close

Are You a Member?

Log in

Forgot Username Forgot Password New User Registration Enhancement Guide

Not a Member Yet?

It's easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.

Learn More

If you are currently not signed up for Online Banking, please click New User Registration.

Thanks for visiting us! You are now leaving Empower FCU

Close

While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the privacy and security policies of any website prior to sharing personal information.

If you click "Proceed", an external Website that is owned and operated by a third-party will be opened in a new browser window

If you click "Close" you will be returned to our Website.