Empower FCU ScoreCard® Rewards

Make a point of using your Mastercard. Use your points to claim all kinds of rewards.

Make a point of using your Credit Card. Use your points to claim all kinds of rewards. 

When you're running errands, dining out, shopping online, or buying stuff in stores, it pays to use your Empower FCU Mastercard credit card. Each purchase transaction earns you points through rewards platform, ScoreCard® Rewards, that can be easily redeemed for gift cards, travel services, and cash back . 

If you have any questions about rewards, please reach out to ScoreCard® Rewards directly at 1-800-854-0790 for assistance. 

 

  • Redeem points online or over the phone. 
  • Redeem points for gift cards starting at $25. 
  • Use your points to purchase a wide variety of merchandise. 
  • Redeem points for travel through travel booking. 
  • Use points for PayPal purchases. 
  • Feeling generous? Donate points to a charity of your choice. 
  • Redeem points for a statement credit to your credit card balance. 

  • Expect to receive gift cards within 4-6 weeks after redemption.
  • A variety of merchant gift cards are available, starting at a $25.00 value, with various denominations based on merchant availability. These are delivered from Award Headquarters
  • Both physical and electronic gift cards may be available based on merchant availability.  Members can check the website or contact ScoreCard® Rewards at 1-800-854-0790 for assistance. 

  • Cash Back Rewards can be redeemed as statement credits to reduce your credit card account balance.  
  • Statement Credits will show as adjustments on the Monthly Statement and do not change your payment responsibilities outlined in the Credit Card Agreement. 
  • Redeem Cash Back Rewards in increments of $25.00, $50.00, $100.00, or $500.00; any credit balance over three months will transfer to the Membership Share Savings account. 

  • Redeeming points for travel is easy—use the ScoreCard® Rewards online booking tool to book air, hotel, car rentals, activities, and more. 
  • The number of points required for a ticket will depend on your travel dates, origin and destination cities, airline, availability, and how far in advance you book. For more details, visit the ScoreCard® Rewards website. 
  • Awards will be mailed via first-class U.S. Mail or emailed and cannot be replaced if lost or stolen; delivery typically takes 4-6 weeks, but this is not guaranteed. 
  • Members must redeem travel through ScoreCard® Rewards for hotels, flights, activities, and more; bookings made elsewhere are not eligible for reimbursement. 

  • Use your points to shop! Browse and use your earned points to purchase a wide variety of products, including home goods, electronics, recreation, and more. 

  • Earned points may be redeemed to pay for certain PayPal® purchases. For more information about this Reward option, please visit the website for ScoreCard® Rewards featuring Pay with Rewards from PayPal® 

  • You may donate earned Points to certain charity foundations through the GoodCoin® Foundation, in partnership with FIS ScoreCard®. 
  • The Charitable Giving Program is available for redemption via the FIS ScoreCard® rewards website. 
  • All charitable donations are final and non-refundable and are NOT tax-deductible. 
Frequently Asked Questions

  • Platinum Credit: Earns 1 point(s) for ever $1 dollar in spending  
  • World Credit and Business Credit: Earns 3 point for ever $2 dollar in spending 

Rewards are available when you log in to your Empower FCU account online, through mobile banking, or via the app by selecting the Rewards widget. 

You can redeem points for gift cards starting at $25, with additional denominations available depending on the merchant. Log in to your account and select the Rewards widget to explore your options. 

Cash Back Rewards may be offered as an award option if elected. When points are redeemed as Cash Back Rewards, they will be applied as a statement credit to your credit card account, reducing the balance shown on your monthly statement. This credit does not affect your responsibility to pay as outlined in the Empower Federal Credit Union Credit Card Agreement and Disclosure. Cash Back Rewards can be redeemed in increments of $25.00, $50.00, $100.00, and $500.00 only. If your account has a credit balance for more than three consecutive months, that balance will be transferred to your Membership Share Savings account. 

$25.00, $50.00, $100.00, $500.00 and can only be redeemed in these increments. For example, $600 in rewards will need to be redeemed in two parts – $500 and $100. 
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
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