Here to Help You Through the Unexpected 

 

Maximum amount: $3,000 for 12 months 
Rate: Annual Percentage Rate: 3.00%

 

The recent hurricanes caused significant damage across several states, impacting countless families and businesses. If you’ve been affected, know that we’re here to help. 

An emergency loan can provide you with funds you need during a difficult time.   
 

Key Features 

  • Flexible loan amounts: Borrow what you need to address the unexpected.
  • Easy application process: Get started online in just a few minutes.
  • Quick approval decision: Your time is important, so we’ll provide a decision fast. 

How It Works 

  1. Apply online: Fill out our application form—our team will review your application and get back to you quickly. 
  2. Receive your funds (if approved): Once approved, funds will be deposited directly into your account. 
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.

Membership eligibility required. Members must live or own a home in one of the following states and will be required to provide proof of address: Florida, Alabama, Georgia, North Carolina, South Carolina, Tennessee, or Virginia to be eligible for the emergency loan. Loan approval based on creditworthiness. APR = Annual Percentage Rate. Estimated monthly payment of $84.69 per $1,000 borrowed, based on 12-month term and 3.00% APR. Your maximum loan amount, APR, and monthly payment will be based on creditworthiness and other underwriting factors.