Holiday Loans
Say Yes to a Brighter Holiday Season
Maximum amount - $3,000 for 12-months
Starting APR is 6.99%
Monthly estimated payment is - $259.59
Why Choose a Holiday Loan?
- Flexible Loan Amounts: Borrow what you need to help make your holidays special.
- Easy Application Process: Get started online in just a few minutes.
- Quick Decision Making: Fast decision-making helps you get your season started sooner.
How It Works
- Apply Online: Fill out our application form - our team will review your application and get back to you quickly.
- Receive Your Funds (If Approved): Once approved, funds will be deposited directly into your accout.
Ready to Get Started?
At Empower FCU, we believe the holidays should be a time of joy - we're here to help you every step of the way. Apply for a holiday loan today.
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
Membership eligibility required. Loan approval based on creditworthiness. APR = Annual Percentage Rate. Estimated monthly payment of $86.53 per $1,000 borrowed, based on 12-month term and 6.99% APR. Your maximum loan amount, APR, and monthly payment will be based on creditworthiness and other underwriting factors. Holiday loan program begins October 1, 2024 and ends December 31, 2024. Rate discount only applies to personal loans with a term of 12 months or less
Empowering you to make the best financial decisions.
Explore valuable tools and education to support your unique financial journey.